Processing Cost Comparison | WOLFTRAXX SYSTEMS

PAYMENT PROCESSING COMPARISON

Compare your statement with published example rates.

Enter the totals from one recent merchant statement. We compare your transaction-based charges with a simplified model of Payanywhere's published pay-as-you-go rates. Both sides cover transaction charges only. The difference is not confirmed savings or an offer for your account.

No statement upload Local illustration Transparent math

1 Your current statement

Monthly card sales Total credit and debit volume for the month Transaction-based charges Rate-based and per-transaction charges only. Leave out monthly, statement, PCI, equipment and software fees Monthly transactions Your statement's total transaction count (a whole number, at least 1)

Where are cards accepted? The remaining share models eligible keyed, virtual-terminal, or keyed invoice payments only—not hosted online checkout or payment links

80% in person

2 Published comparison rates

In person Tap, dip, or swipe

2.69%

Keyed, virtual terminal & keyed invoices (where eligible) Not a hosted-online or payment-link rate

3.49% + 19¢

Verify current Payanywhere pricing

This simplified model splits transaction count in the same proportion as sales volume, rounded to the nearest transaction. Confirm the actual mix and account terms before drawing conclusions.

ILLUSTRATIVE PUBLISHED-RATE DIFFERENCE

$1,893.00 per year under this model

The modeled published-rate cost is $157.75 less per month than the entered fees—not confirmed savings.

Your transaction charges $875

Modeled published-rate cost $717.25

Your effective rate (transaction charges): 3.50%
Modeled effective rate: 2.87%
Illustrative monthly difference: $157.75

The illustration uses the payment mix and transaction count you entered. It compares transaction-based charges only on both sides: monthly, statement, PCI and other account fees, hardware, optional software, chargebacks, non-processing services, taxes and custom pricing are excluded.

Ask about a statement review

Everything is calculated in your browser. The calculator does not submit or store your entered statement values, and the statement-review link does not carry them.

Illustration only. Published pay-as-you-go rates are used for a simplified, transaction-charge-only comparison of in-person and eligible keyed, virtual-terminal, or keyed invoice transactions—not hosted online checkout or payment links. Actual costs depend on approval, card mix, transaction types, equipment, other fees, and account terms. This is not a quote or confirmed savings.

A useful comparison starts with the real statement

Processing offers are difficult to compare when one provider advertises a flat rate and another separates interchange, assessments, monthly fees, software, and equipment. This calculator starts with the numbers that matter most: how much you processed, the rate-based and per-transaction charges the statement shows, and how many transactions that covers.

For the clearest result, use a representative month and enter only the transaction-based charges (percentage and per-transaction amounts). Monthly, statement, PCI, equipment and software fees are left out on both sides so the comparison is like for like. The calculator runs in your browser and does not submit your entered statement values. The illustrative rate model covers in-person and eligible keyed, virtual-terminal, or keyed invoice transactions; it does not price hosted online checkout or payment links.

Questions a processing-statement discussion can cover

Which volume, transaction counts, and transaction-based charges appear on the statement?
How much activity is card-present versus eligible keyed, virtual-terminal, or keyed invoice transactions?
Which monthly, batch, statement, software, equipment, or other charges need explanation?
Which Payanywhere rate and account terms would actually apply if an offer were made?

The on-page difference is an illustration, not confirmed savings, a quote, or a guarantee. Merchant accounts and custom pricing are subject to application, approval, business type, processing history, and final account terms. Ask about a statement review; do not email a full statement or payment-card details until an approved secure exchange route has been agreed.